> Terms & Conditions

Terms & Conditions

Terms & Conditions

1. Introduction

Welcome to Mosaic Effect Inc. (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website located at mosaiceffectinc.com (the “Website”), our services including the Priveras™ platform, and any communications you receive from us, including SMS/text messages.

By accessing our Website, using our services, or opting into our communications, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Website or services.

2. About Our Services

Mosaic Effect Inc. is a Toronto-based consulting firm providing expert-led, AI-accelerated privacy and data protection services across Canada and internationally. Our services include:

Privacy Impact Assessments

  • Conceptual PIAs (Vendor Assessments)
  • Full PIAs (Comprehensive Projects)
  • AI-Driven Risk Analysis & Reporting

Outsourced Privacy Office

  • Policy Development & Management
  • Incident & DSAR Management
  • Program Monitoring & Privacy Inbox

Security Risk & Compliance

  • Cybersecurity Control Reviews
  • Vendor Risk Assessments
  • Process & Data Flow Mapping

AI Governance

  • AI Impact Assessments
  • Ethical AI Controls & Policy Creation
  • Transparency & Accountability Frameworks

Priveras™ Platform

  • Automated Privacy Impact Assessment generation
  • Intelligent data intake and contextualization
  • Global regulatory mapping (GDPR, CCPA, EU AI Act, 50+ jurisdictions)

3. SMS/Text Messaging Terms

3.1 Consent to Receive Messages

By providing your phone number and opting in to receive SMS/text messages from Mosaic Effect Inc., you expressly consent to receive recurring automated marketing and informational text messages from us at the phone number you provided.

Message frequency varies. You may receive messages related to:

  • Privacy compliance updates and regulatory alerts
  • Educational content about privacy and AI governance
  • Service announcements and platform updates
  • Consultation reminders and confirmations
  • Responses to your inquiries
  • Information about our consulting services and Priveras™ platform
3.2 Opting Out

You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a one-time confirmation message, and no further messages will be sent unless you re-subscribe.

3.3 Help

For help or more information about our SMS program, reply HELP to any message or contact us at:

3.4 Message and Data Rates

Message and data rates may apply depending on your mobile carrier and plan. Mosaic Effect Inc. is not responsible for any charges incurred from your carrier.

3.5 Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

3.6 Supported Carriers

Our SMS services are available on major Canadian and U.S. carriers including Rogers, Bell, Telus, Freedom Mobile, AT&T, Verizon, T-Mobile, and others. Service availability may vary.

4. Website and Platform Use

4.1 Eligibility

You must be at least 18 years of age to use our Website, Priveras™ platform, and services. By using our Website, you represent and warrant that you meet this requirement.

4.2 Acceptable Use

You agree to use our Website and platform only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Website or platform in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to our systems, networks, or client data
  • Transmit any harmful, offensive, or inappropriate content
  • Interfere with the proper functioning of the Website or Priveras™ platform
  • Reverse engineer, decompile, or attempt to extract source code from our platform
4.3 Intellectual Property

All content on our Website and within the Priveras™ platform, including text, graphics, logos, images, software, templates, frameworks, and methodologies, is the property of Mosaic Effect Inc. and is protected by Canadian and international copyright laws. You may not reproduce, distribute, or create derivative works from our content without our express written permission.

5. Professional Services

5.1 Consulting Relationship

Our consulting services and access to the Priveras™ platform are provided pursuant to separate engagement agreements. These Terms govern your use of our Website and general communications but do not supersede any written consulting agreement between you and Mosaic Effect Inc.

5.2 No Legal Advice

Information provided through our Website, platform, communications, and educational materials is for general informational purposes only and does not constitute legal advice. For specific legal guidance regarding privacy compliance, AI governance, or regulatory matters, please consult with a qualified legal professional.

5.3 Confidentiality and Security

We practice what we preach. Your data is protected by SOC 2 Type II controls, end-to-end encryption, and granular role-based access. Any information you share with us in the course of a consulting engagement is treated as confidential in accordance with our engagement agreement and professional standards.

6. Disclaimers and Limitations of Liability

6.1 Website and Platform Provided “As Is”

Our Website and Priveras™ platform are provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding their operation, accuracy, or availability.

6.2 Limitation of Liability

To the maximum extent permitted by law, Mosaic Effect Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Website, platform, or services.

7. Indemnification

You agree to indemnify and hold harmless Mosaic Effect Inc., its officers, directors, employees, and agents from any claims, damages, or expenses arising from your violation of these Terms or your use of our Website, platform, and services.

8. Privacy

Your privacy is important to us. Please review our Privacy Policy, which is incorporated into these Terms by reference, for information about how we collect, use, and protect your personal information.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our Website. Your continued use of our Website or services after changes are posted constitutes acceptance of the modified Terms.

10. Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising under these Terms shall be resolved in the courts of Ontario.

11. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

12. Contact Information

If you have any questions about these Terms, please contact us:

Mosaic Effect Inc.

Toronto, Ontario, Canada

Email: info@mosaiceffectinc.com

Phone: +1 647 739 4189

Website: www.mosaiceffectinc.com

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